Best Rabbit and Exotic Pet Insurance Compared
This page is educational reference material for preparing questions. A licensed veterinarian examines the animal, makes the diagnosis, and sets the treatment.
Comparing exotic pet insurance options for rabbits, birds, reptiles, and small animals. Covers coverage, pricing, and what to look for:
Detailed Comparison
| Nationwide | MetLife | A dog-and-cat policy | |
|---|---|---|---|
| What it is | Nationwide's rabbit page offers accident and illness coverage and names rabbit problems such as overgrown teeth and intestinal obstruction | MetLife's FAQ says it offers coverage for reptiles, rabbits, ferrets, and birds, and tells the reader to call | Many pet insurers sell only dog and cat policies |
| What to read | Whether the plan pays a percentage of the invoice or a set amount per procedure, the waiting period, and the dental and gastrointestinal wording | Whether a rabbit in your state can be enrolled, and whether reimbursement is a percentage of the bill | The species list on the application |
| The claim that matters | Dental disease and gastrointestinal stasis, which are common and expensive in rabbits | The same two problems, if the policy you are offered includes them | A dog policy does not pay a rabbit's veterinary bill |
Enroll while the rabbit is healthy. A problem already in the veterinary record is a pre-existing condition. Nationwide's rabbit page is at petinsurance.com/exotics/rabbits/. MetLife tells readers to confirm exotic coverage by phone. Read the sample policy before you compare premiums.
Quick Answers About Best Rabbit and Exotic Pet Insurance Compared
Which option is the best value?
The useful policy is the one that can pay a rabbit dental or stasis claim in your state. A low premium on a dog-and-cat policy does not cover the rabbit.
Can I switch later?
You can apply to the other company. A condition already in the veterinary record, including a claim on the first policy, can be pre-existing on the second. Read the waiting period before you cancel the policy you have.